Original Peer Review Articles

• UNLOCKING THE GROWTH POTENTIAL: ANALYZING CREDIT ACCESSIBILITY AND PERFORMANCE OF MERU COUNTY SMES

  Silas Kaimenyi Muriung

  This study focuses on investigating the credit accessibility and performance of small and mediumsized enterprises (SMEs) in Meru County, Kenya. Specifically, the study seeks to explore the influence of
  lending procedures on the performance of SMEs. The sample consists of 234 SMEs selected

  27-35

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• WEAK CORPORATE GOVERNANCE: AN IMPEDIMENT TO EFFECTIVE REGULATION OF NIGERIAN COMMERCIAL BANKS

  Dr. Ezu, Gideon Kasie, Dr. Jeff-Anyeneh Sarah E

  This article aims to explore the challenges of regulating commercial banks in Nigeria, which has
  been marked with various problems that resulted in distress. The commercial banking system in Nigeria has
  been highly regulated to address these issues, which is essential for maintaining a

  36-46

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• THE ENDOGENOUS GROWTH THEORY AND CARBON EMISSIONS: AN INVESTIGATION OF ECONOMIC GROWTH IN NIGERIA

  Oritsegbubemi Kehinde Natufe , Esther Ikavbo Evbayiro-Osagie

  The pursuit of economic growth in developing countries like Nigeria often leads to an increase in
  carbon emissions, which has adverse effects on the environment and human health. This study examines the
  relationship between carbon emissions and economic growth in Nigeria from 1985 to 2021.

  1-12

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• DEVELOPING INNOVATIVE EMPLOYEE INCENTIVE PROGRAMS FOR STATE-OWNED ENTERPRISES: INSIGHTS FROM H WATER CONSERVANCY ENGINEERING COMPANY

  Fengju Zhang, Qi Tian, Jianjun Tian

  State-owned enterprises (SOEs) are essential lifelines and pillars of the national economy, and their
  success or failure depends primarily on the quality of their talent. With the advent of the era of big data, the
  development models of various sectors of the social economy have changed,

  47-53

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• ADAPTING TO ENVIRONMENTAL CHALLENGES IN POTABLE WATER STORAGE AND DISTRIBUTION IN KENYA

  Patrick Kimutai Tum

  Water scarcity is a widespread issue in Africa, and access to clean and safe drinking water is a
  significant challenge faced by communities in rural, peri-urban, and urban areas in Kenya. The study
  investigated the various modes of storing and distributing portable water in two Kenyan

  13-26

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