Radhika , Ibrahim. “JURIDICAL ANALYSIS OF CREDIT AGREEMENTS WITH FOR BANKS IN THE EVENT OF BLOCKING OF LAND RIGHTS CERTIFICATES ASSOCIATED WITH LEGAL CERTAINTY IN LAW NO. 4 OF 1996 CONCERNING MORTGAGE RIGHTS ON LAND AND OBJECTS RELATED TO LAND”. Interdisciplinary Journal of Educational Practice (IJEP), vol. 10, no. 2, Aug. 2023, pp. 59-65, https://sadijournals.org/index.php/IJEP/article/view/282.