Ibrahim, Magwana. “THE SIGNIFICANCE OF FINANCIAL LITERACY FOR MICROCREDIT ACCESS IN RURAL TANZANIA: A FINSCOPE HOUSEHOLD SURVEY-BASED ASSESSMENT”. Journal of Interdisciplinary Research in Accounting and Finance (JIRAF) 9, no. 3 (August 3, 2023): 51–63. Accessed March 14, 2025. https://sadijournals.org/index.php/JIRAF/article/view/215.