ONYIA, Chinedu Callistus; OKEREKE, Samuel Felix; OBINNA, James Kelechi. DIGITALIZATION AND ACCESS TO FINANCE IN SUB-SAHARAN AFRICA: THE ROLE OF REGULATORY QUALITY. SADI International Journal of Management and Accounting (SIJMA), [S. l.], v. 10, n. 4, p. 1–10, 2023. DOI: 10.5281/zenodo.10180754. Disponível em: https://sadijournals.org/index.php/SIJMA/article/view/596. Acesso em: 4 apr. 2025.