HOW ELECTRONIC BANKING HAS CHANGED THE FINANCIAL PERFORMANCE OF NIGERIAN DEPOSITS MONEY BANKS

Authors

  • Muhammad Aminu Isa Department of Accounting, Bayero University

Keywords:

Electronics Banking, Financial Performance, Mobile Banking, Internet Banking, ATM Cards

Abstract

This study investigates the impact of electronic banking on the financial performance of Deposits
Money Banks in Nigeria. The study employs a descriptive analysis using secondary data from reports and
publications, and statistical package for the social sciences to analyze data. The results show that electronic
banking has a positive influence on the financial performance of Nigeria’s commercial banks. Mobile, internet
banking, and the use of ATM cards significantly contribute to the financial performance of Nigeria’s Deposits
Money Banks. The study recommends that Nigerian commercial banks increase their efforts towards adopting
e-banking to automate their service delivery to customers. Furthermore, industry policymakers and regulators
must acknowledge electronic banking as a major input when crafting guidelines to regulate the industry.

Published

2023-06-11

How to Cite

Muhammad , A. I. (2023). HOW ELECTRONIC BANKING HAS CHANGED THE FINANCIAL PERFORMANCE OF NIGERIAN DEPOSITS MONEY BANKS. American Interdisciplinary Journal of Business and Economics (AIJBE), 10(2), 52–64. Retrieved from https://sadijournals.org/index.php/AIJBE/article/view/35

Issue

Vol. 10 No. 2 (2023): April-June, 2023

Section

Original Peer Reviewed Articles
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