DETERMINANTS OF E-BANKING ADOPTION IN PAKISTAN: AN EMPIRICAL ANALYSIS

https://doi.org/10.5281/zenodo.14236798

Authors

  • Natasha Mehmood Department of Business Administration, Faculty of Management Sciences, ShaheedZulfikar Ali Bhutto Institute of Science and Technology (SZABIST) Islamabad, Pakistan
  • Fahad Ahmed Department of Business Administration, Faculty of Management Sciences, ShaheedZulfikar Ali Bhutto Institute of Science and Technology (SZABIST) Islamabad, Pakistan
  • Sarah Khan Department of Business Administration, Faculty of Management Sciences, ShaheedZulfikar Ali Bhutto Institute of Science and Technology (SZABIST) Islamabad, Pakistan

Keywords:

Banking system, economic development, financial stability, resource allocation, financial inclusion

Abstract

The efficiency of a country's banking system is a vital indicator of its economic development and overall health. A sound and robust banking system is essential for the proper functioning of a modern economy. Banks play a central role in facilitating economic activities and fostering growth. They serve as intermediaries between savers and borrowers, helping to allocate resources efficiently. Moreover, banks provide essential financial services, including payment processing, credit provision, and risk management that are crucial for businesses and individuals. In this context, the banking sector is often considered the backbone of an economy, influencing its overall stability and prosperity. Efficient banking systems help channel funds to productive investments, thereby stimulating economic growth. They also contribute to financial stability, as well-managed banks are better equipped to withstand economic shocks and prevent financial crises. Furthermore, a competitive and innovative banking sector can enhance financial inclusion, allowing more people to access and benefit from banking services. This paper explores the critical role of banking systems in economic development, emphasizing their contributions to resource allocation, financial stability, and financial inclusion. By understanding the intricacies of banking systems, policymakers and stakeholders can work towards fostering a healthy and efficient financial sector, ultimately driving economic progress

Published

2024-11-28

How to Cite

Natasha , M., Ahmed , F., & Sarah , K. (2024). DETERMINANTS OF E-BANKING ADOPTION IN PAKISTAN: AN EMPIRICAL ANALYSIS. SADI Journal of Economics and Social Sciences (SJESS), 11(4), 68–94. https://doi.org/10.5281/zenodo.14236798

Issue

Vol. 11 No. 4 (2024): October-December

Section

Original Peer Review Articles
Copyright & Licensing

Copyright (c) 2024 SADI Journal of Economics and Social Sciences (SJESS)

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

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