Vol. 11 No. 4 (2024): October-December

Original Peer Review Articles

  • EXPLORING THE IMPACT OF GOVERNMENT BORROWING ON HUMAN CAPITAL DEVELOPMENT IN NIGERIA
    Kanwanye Hilary , Okpara Enyinna
    https://doi.org/10.5281/zenodo.13961300

    This paper investigates the impact of government borrowing on human capital development in Nigeria, using annual time series data from 1996 to 2022. Human capital was measured by secondary school enrolment rates and average life expectancy at birth, while government borrowing was gauged through

    1-13
    DOI: https://doi.org/10.5281/zenodo.13961300
  • INDUSTRIALIZATION AND JOB CREATION: EMPIRICAL EVIDENCE FROM NIGERIA
    Dr. Clement Korgbeelo , Ndudi Joshua Odoyi
    https://doi.org/10.5281/zenodo.14100396

    A country’s industrial sector undoubtedly contributes to job creation. Over the years, Nigeria has been experiencing high and rising levels of unemployment despite several efforts by successive governments to revamp the industrial sector. This study examined the role of industrialization in job

    14-32
    DOI: https://doi.org/10.5281/zenodo.14100396
  • ENHANCING ACADEMIC SUCCESS: ASSISTIVE DEVICES FOR VISUALLY IMPAIRED STUDENTS
    Dr. Amara Ezeani Chukwu
    https://doi.org/10.5281/zenodo.14236788

    Visual impairment can pose significant challenges for students in their academic endeavors, particularly in general studies courses. In Nigeria, many students are affected by varying degrees of visual impairment, from mild to severe blindness, requiring assistive technology to support their

    33-42
    DOI: https://doi.org/10.5281/zenodo.14236788
  • KNOWLEDGE MANAGEMENT IN THE PAKISTANI BANKING SECTOR: A COMPREHENSIVE ANALYSIS
    Sarah Fatima
    https://doi.org/10.5281/zenodo.14236790

    Knowledge is an invaluable asset, and its proper management and utilization are key to progress in today's dynamic world. The evolution of human economies from agricultural to industrial has highlighted the significance of knowledge as a pivotal factor. While land and labor were traditionally

    43-51
    DOI: https://doi.org/10.5281/zenodo.14236790
  • REVOLUTIONIZING EDUCATION: THE SEO-FRIENDLY EDUCATION FOR ALL
    Moaz Ahmed Butt, Saad Masood Butt , Azura Abdul Rahman
    https://doi.org/10.5281/zenodo.14236792

    In the age of Web 2.0, the digital landscape has transformed the way student’s access, process, and share information. The ease of navigating the internet, from searching for definitions to solving complex problems, has revolutionized learning. Students no longer rely solely on traditional

    52-57
    DOI: https://doi.org/10.5281/zenodo.14236792
  • THE PERVASIVE PRESENCE OF SOCIAL MEDIA IN NIGERIAN SOUTHEASTERN UNIVERSITIES
    Veronica O. Abolo , Samuel A. Johnson
    https://doi.org/10.5281/zenodo.14236796

    The proliferation of social media has transformed the way students engage with technology and communication. This study examines the multifaceted role of social media in the lives of university students, encompassing both its positive and negative impacts. As students increasingly embrace

    58-67
    DOI: https://doi.org/10.5281/zenodo.14236796
  • DETERMINANTS OF E-BANKING ADOPTION IN PAKISTAN: AN EMPIRICAL ANALYSIS
    Natasha Mehmood, Fahad Ahmed , Sarah Khan
    https://doi.org/10.5281/zenodo.14236798

    The efficiency of a country's banking system is a vital indicator of its economic development and overall health. A sound and robust banking system is essential for the proper functioning of a modern economy. Banks play a central role in facilitating economic activities and fostering growth.

    68-94
    DOI: https://doi.org/10.5281/zenodo.14236798
  • THE ROLE OF I.T LEADERSHIP IN MERGERS AND ACQUISITIONS: LESSONS FROM CIO INVOLVEMENT
    Dr. Jonathan Paul Mitchell
    https://doi.org/10.5281/zenodo.14236800

    Business mergers and acquisitions have evolved significantly over the past century, with corporations adopting more structured methodologies for these practices. The 1980s marked a pivotal era where a surge in mergers and acquisitions reshaped the business landscape, profoundly impacting

    95-179
    DOI: https://doi.org/10.5281/zenodo.14236800
  • A CONCEPTUAL FRAMEWORK: E-SATISFACTION'S MEDIATION IN E-BANKING ADOPTION
    Faridah Binti Aziz, Jamaluddin Bin Adnan , Aminah Binti Abdullah
    https://doi.org/10.5281/zenodo.14236802

    In today's business landscape, the internet has evolved into an indispensable tool for various organizations, particularly within the thriving service sector. Its widespread integration has touched nearly every facet of human activities, including areas like dating, governance, commerce,

    180-188
    DOI: https://doi.org/10.5281/zenodo.14236802
  • EFFECT OF DIGITAL CURRENCY (ENAIRA, BITCOIN AND ETHEREUM) ON EFFICIENCY IN FINANCIAL TRANSACTIONS IN NIGERIA
    Oranefo Patricia C
    https://doi.org/10.5281/zenodo.14567374

    The study investigated the effect of digital currency on financial transactions in Nigeria, using, eNaira, Bitcoin and Ethereum to enhance efficiency in financial transactions in Nigeria. The study adopted descriptive survey research design. The instrument for data collection was a structured

    189-201
    DOI: https://doi.org/10.5281/zenodo.14567374
  • EFFECT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON PRODUCTIVITY OF SMEs IN ANAMBRA STATE
    Ndum, Ngozi B.
    https://doi.org/10.5281/zenodo.14567386

    This study examined the effect of Information and Communication Technology (ICT) on the productivity of Small and Medium Enterprises (SMEs) in Anambra State, Nigeria. The primary objective is to examine how ICT influences competitive advantage in the global market, and improvements in marketing

    202-215
    DOI: https://doi.org/10.5281/zenodo.14567386